Former Socceroos captain Lucas Neill has opened up on the challenges that have faced him post-retirement, with the ex-Blackburn and West Ham defender revealing that he narrowly avoided prison following a court case related to his bankruptcy.
Charges had been brought against Neill after it was alleged that he had hidden money from creditors during his bankruptcy, with a $4m property sale not included in his accounts.
The 45-year-old successfully argue that he had not known about the money, which was held in an offshore account and and sold without his knowledge, and the jury took less than half an hour to acquit him.
“I’ve won my freedom, but I feel like I’ve lost in life,” he told The Times.
“Behind my chair in the dock were stairs going to the cells.
“People couldn’t believe it, but I had nothing left. That was my rock bottom. It was the realisation that after 20 years of a football career and all this hard work, I’ve got nothing to show for it.”
The player, who is notable for his lack of interaction with the media, spoke out to publicise the plight of ex-footballers who have suffered financially.
According to the Times, over a hundred footballers have filed for bankruptcy in the last seven years in the UK, with the tax man often the major creditor.
In his pomp, he owned a Ferrari and lived the luxury lifestyle of a footballer, but Neill is now living in rented accommodation and working for a digital company, with his wife’s job as a personal trainer the family’s main source of income.
But, after a series of poor investments, including one into the British film industry which has seen multiple footballers caught up in financial strife, he was left with massive debts and no way to pay them.
“People say they want to advise you,” he said.
“Help you. People just constantly want to take a tiny slice out of you. Telling you they’re going to add value to what they’re doing. That’s just a lesson for all footballers.
“Do you need these professional financial advisers? I was very successful in the world of football, but I clearly wasn’t ready for this other world — the world of business. And I’ve learned the hard way.
Lucas Neill scratches his head at the horrible hopping pun chosen by Australia (Photo: Paul Barkley/LookPro)
“There were some really humiliating moments,” said Neill. “Like at 7.55am on a school morning, my kids answer the door to bailiffs trying to claim a council tax bill for $765.
“My head was a mess. I could barely say sentences…I had just written out the whole tragedy of my life, and I was going to face my happy, innocent schoolchildren on a school pick-up – a new school, because we could no longer afford to pay for school fees for their old school.
“I feel like I didn’t protect my family – and that hurts. I let my family down.
Neill made 95 appearances for Australia and was part of the squad that made the World Cup for the first time in a generation in 2006, controversially felling Fabio Grosso for a crucial penalty in the Socceroos’ defeat to Italy in the Round of 16.
He was named captain in the aftermath of the tournament and kept the role through the 2010 World Cup cycle, leading the team to South Africa, where they were cruelly eliminated on goal difference after defeating Serbia in their final game.
After that high, however, he was later booed by Sydney fans after a 1-0 win over Costa Rica and responded by swearing at them, sparking widespread criticism in the media.
Neill later expressed no regret for his outburst, blaming drunken fans.
“I’m an Australian, playing in Australia for Australia, getting booed by an Australian,” he said in 2013.
“There’s no place for that. I think it was a case of maybe a bit too much courage juice towards the end of the game.
“It was just isolated moments – every time I touched the ball, so I knew it was directed at me. But it’s detrimental to the team.”
Megeng
Roar Rookie
I think he meant as a coach not as a manager.
jimmy jones
Roar Rookie
lol
The Llama
Roar Rookie
No, I have a pretty good recollection of the game, and other players were involved (or should have been involved) long before Neill was isolated.
jimmy jones
Roar Rookie
maybe you dont know the of defence in the box.
jimmy jones
Roar Rookie
you must be new to the game
The Llama
Roar Rookie
It's a team game, there were 10 other blokes on the pitch.
Sheffield WesDay
Roar Rookie
really?? With a red card in the 50th minute, numerical superiority for over 20mins you dont think the front third should shoulder some of the responsibility for not putting the game away before it came to that? He kept a clean sheet against the world champions for 95 minutes.
Sheffield WesDay
Roar Rookie
Good players dont necessarily make good coaches. Perhaps he has no interest or the right temperament/ personality. It is not enough to just know the game, you have to be a leader and a great personnel manager. Not everyone has that.
jimmy jones
Roar Rookie
couldnt have happened to a better bloke who lost us the 2006 KO game..
Gilberto
Roar Rookie
That was probably offered and he refused it. On the Neville podcast they were all laughting at how Neville used to invest his money when he was 18 whilst Becks spent it all on cars & fashion, and how some boring Man Utd accountant told Becks to invest it, and of course turned out he didn't need to worry.
Eden
Roar Rookie
They should also learn to just pay the crazy high tax, and not trust dodgy people telling them that it can all be avoided.
Chris Lewis
Roar Guru
i used to be a big gambler (up to $1000 a race in 1980s), but after meeting mrs long ago i became a small punter to make sure we got ahead.
Doctordbx
Roar Rookie
Rule 3 - stay away from the doggies.
The Llama
Roar Rookie
Very sad to hear about the plight of a former socceroos captain.
mrl
Roar Rookie
Unfortunately skills on a sporting field do not translate to commonsense off it.
Don
Roar Rookie
For sure.
Chris Lewis
Roar Guru
and then there are others larry holmes, shaq, jordan who invest their money wisely.
Chris Lewis
Roar Guru
wow, another sports star bites the dust in financial terms. FMD, it is not hard to set yourself up for the future. Rule one, learn common sense savings and investment habits, especilally if you have a family. Rule two, never rely on others to invest your money.
AdamB
Roar Rookie
Would happily trade $1M for what this guy has in his brain. To play at that level, you would have skills that are beyond anyone can imagine. He could conceivably make it all back again if he chose the hard path again, but this time as a coach. Top defenders understand patterns of the game very very well.
Jack Russell
Roar Guru
Yeah it's impossible for most of us to understand the situation they're in. They get unfathomable amounts of money for a short period and then it all dries up. In an environment where everyone is earning squillions and highly competitive, so they all feel the pressure to keep up with the joneses by buying the most expensive supercars and eating at the most expensive restaurants. Add to that all the hangers on, including family, and a few million dollars doesn't go very far. Broke is indeed an excellent doco that explains it well.